Management Team
               John Joshi – Managing Director and Business Strategist

    Founding partner of CapitalFusion with responsibilities in Business Development, Portfolio Management and oversight of all
    trading as well as strategic business initiatives.  Previously, Mr. Joshi was responsible for establishing and managing
    Countrywide Alternative Investments.  As Senior Portfolio Manager and Executive Vice President,  Mr. Joshi was responsible for
    Countrywide Alternative Investments’ developing the CDO business and other asset  management investment vehicles.  From
    1997 to 2005,  Mr. Joshi  worked at Clinton Group where his most recent responsibilities were Head of Pricing Risk, responsible
    for pricing, valuation risk management and leverage modeling. From 1997 to 2003, Mr. Joshi was a Portfolio Manager for ABS
    and CDO products, responsible for ABS strategies for the general funds and CDO issuance and management.  Prior to joining
    the Clinton Group, Mr. Joshi was also a Managing Principal at C.Held Inc.  Mr. Joshi was a member of the quantitative research
    group at PaineWebber from 1990 to 1996 where he was involved in ABS and Whole Loan research. Mr. Joshi started his career
    at Salomon Brothers developing MBS/ABS analytics in 1986. Mr. Joshi holds a BS Computer Science and Economics (1985)
    from State University of New York at Stony Brook

    Email : jjoshi@capitalfusionpartners.com   Direct: 818-294-3381


    Malay Bansal -  Consultant / Senior Advisor

    Mr. Malay Bansal is focusing on Commercial Real Estate and Infrastructure/Clean Energy Finance. He has over 18 years of
    diverse experience in fixed income and  structured finance, most recently in CMBS, commercial real estate loans, B Notes,
    Mezz, and CRE CDOs.  Previously, he was head of portfolio management and advisory for Commercial Real Estate and CMBS
    at an advisory firm for eighteen months. Prior to that, he worked at Merrill Lynch for 15 years, last 1.5 years as head of
    commercial real estate collateralized debt obligations, with responsibility for cash & synthetic CDOs and warehouse financing.
    Prior to that, he was a senior member of a team that originated, structured, securitized, or sold more than $40 Bn US and $ 7 Bn
    Canadian whole loans, mezz, and B notes. With dual roles as senior-banker/deal-manager and head of structuring/pricing for
    Merrill’s commercial real estate businesses in US and Canada, he worked with both the trading/syndication and origination
    groups and  was involved in almost all aspects of commercial mortgage loans and securities business, including pricing of
    conduit and large loans, subordinated debt, & securitizations.  Prior to that, he traded and structured CMOs, and was
    responsible for structuring $53 Bn in new issue CMOs. Since the beginning of his career at Merrill working on foreign exchange
    options analytics and risk, he has been interested and involved in derivatives of all types including Total Return Swaps, Credit
    Default Swaps, and indices like CMBX.  Other trading desks he has worked on include treasury and mortgage options,
    emerging markets structured products, non-dollar swaps and exotic options. Malay’s education includes an MBA, MS in
    Economics, and BS in Electronics Engineering.

    Email: mbansal@capitalfusionpartners.com             Direct: 201-966-5956
    Personal Blog:   Thoughts on Markets & Economy  (Views are solely his own)


    Girish Nair - Director / Advisor

    Mr. Girish Nair is an outside director / Advisor to CapitalFusion Partners LLC.  Girish is responsible for establishing and
    managing financial services practice at Computech Corporation. He has more than 16 years in the information technology space
    with experience in managing regional and branch operations of organizations like British Aerospace and HAL’s software venture
    at London, and Intentia Asia Pacific’s regional operations. He has been with Computech Corporation since 2002 and has
    successfully launched their financial services practice and grew them into multi-million operations both onsite and offshore. He
    has a Masters Degree in Business Management from Bombay and Bachelors degree in Electronics Engineering from the
    University of Pune.

    Email: Girish.Nair@finengines.com   Direct:  248-640-7597


    Rizwan Haider – Sr. Vice President, Business Development

    Mr. Haider is a Partner at CapitalFusion with responsibility to develop US and International clients.  Prior to joining CapitalFusion
    Riz was involved in management consulting focused on enterprise level IT solutions and offshore outsourcing.  From 1995 to
    2004, as an IT entrepreneur, Riz, started two web-based services companies and an offshore outsourcing marketing company.  
    His experience ranged from fund raising thru startup process and implementation of business plans in the roles of CEO, COO
    and CTO.  Previously Mr. Haider was the CIO of Transammonia, a global trading company, where he led the transformation of its
    legacy applications and architecture to a web-based application environment.  From 1970 to 1995 Riz worked in Wall Street as
    a technologist focused on trading, risk management and back-office support systems for Bankers Trust Company, Salomon
    Brothers Inc. and Monchik Weber Corporation. Riz holds a Masters degree in Political Science and a Bachelors degree in
    Mathematics and Statistics from the University of the Punjab, Lahore, Pakistan.

    Email:  rhaider@capitalfusionpartners.com  Direct: 818-294-3381


    Mark Fontanilla -- Limited Partner / Advisor

    Mr. Fontanilla has more than 10 years experience in the mortgage and ABS industry including trading, research/analysis, and
    originations/servicing.  Most recently Mr. Fontanilla was a senior ABS trader at RBC Capital Markets where he traded both real
    estate and consumer ABS as well as CMBS.  Prior to that Mr. Fontanilla was an Executive team member and Director of Risk
    Management at Champion Mortgage, a Division of KeyBank NA where he was in charge of risk and portfolio  management for
    the company’s non-conforming subprime platform including loss forecasting, risk adjusted profitability, disaster recovery
    planning, internal controls, OCC compliance, loan pricing, product development, hedging, financing/securitization, whole loan
    strategy, and competitive intelligence.  He has also worked in mortgages and/or ABS at Bear Stearns, Lehman Brothers, and
    Morgan Stanley.Mr. Fontanilla holds a BS in Finance and an MBA in Finance and Economics from Pennsylvania State University
    and is NASD licensed Series 7 and 63.  

    Email : mfontanilla@capitalfusionpartners.com   Direct: 201-213-7168


    Arjun Basu - Advisor

    Most recently, Arjun was a Senior Portfolio Manager, Investments for Capital One Financial where he co-managed a $24+ billion
    multi-strategy investments portfolio since 2004. Prior to that, while at Capital One, he was part of a team responsible for raising
    funding in excess of $11 billion for the various lines of businesses in the asset backed and unsecured markets. He also worked
    on due diligence and funding/investment for/in new business ventures using a combination of asset backed funding and private
    equity. In 2000, Arjun co-founded and raised venture capital funding for a South Asia centric financial services business. While at
    business school, Arjun interned as a summer associate at Merrill Lynch where he was focused on technology equity research.
    From 1993 to 1997, Arjun was Director, BAPL (holding company of Engineers Combined/Build India Construction Limited), a
    South Asia centric engineering consulting, infrastructure/real estate development and construction management firm. He also
    worked on setting up and marketing of India's first visual effect studio business during his work with leading media firms,
    including Plus Channel and Autodesk. Arjun received an MBA in Finance from Northeastern University and a Bachelor in
    Engineering (Civil) from Mangalore University.

    Email: abasu@capitalfusionpartners.com   Direct:  202-276-9075



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